Examples in this article are illustrative composites and do not describe any actual client or matter. Future caregiver planning in Florida is the question behind every other part of a special needs plan. Parents of an adult child with a disability often carry it for decades: who will do what we do when we can't? The honest answer is that no single document settles it. Florida law gives families several tools, some stronger than others, and each one covers a different part of

Examples in this article are illustrative composites and do not describe any actual client or matter. SSI and Medicaid eligibility in Florida can turn on details most families never think about: whether help arrives as cash or as a paid bill, whether it covers rent or a phone plan, whether savings sit in a bank account or an ABLE account. A grandmother's $500 birthday check, a brother who covers the rent, a savings account that quietly grows past a limit set in 1989. None of

Examples in this article are illustrative composites and do not describe any actual client or matter. A special needs trust in Florida can mean three very different things, and families are often told they "need a special needs trust" without being told which one. The distinction is not academic. It decides whose money can go in, whether the trust has to repay Medicaid when the beneficiary dies, and who inherits what is left. Summary There are three main types of special need