Examples in this article are illustrative composites and do not describe any actual client or matter. A special needs trust in Florida can mean three very different things, and families are often told they "need a special needs trust" without being told which one. The distinction is not academic. It decides whose money can go in, whether the trust has to repay Medicaid when the beneficiary dies, and who inherits what is left. Summary There are three main types of special need

Examples in this article are illustrative composites and do not describe any actual client or matter. Special needs planning in Florida begins with an uncomfortable fact: the estate plan that serves most families well can undo years of careful work for a family raising a child with a disability. A will that divides everything equally among the children, a life insurance policy that names "my children," a retirement account that passes to whoever is listed on a form signed a d

A caregiving emergency compresses decisions that normally take weeks into a day or two. In the first 48 hours a family is typically asked to identify who has authority to make medical decisions, produce documents proving it, supply a full medication and provider history, and begin answering questions about discharge and payment.