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How to Prepare Your Estate for Hurricane Season


As hurricane season approaches in Florida, it's crucial for homeowners to prepare not only their homes but also their estate plans. This preparation ensures the safety of both your physical and financial assets.

Understanding the Risks:

Hurricane season in Florida can bring extreme weather events from June to November. Understanding these risks is essential for proper preparation, particularly for protecting your real estate and personal property.

Legal Document Safety:

  • Safeguard important documents like wills, trusts, and insurance policies. Consider storing them in waterproof and fireproof safes or safety deposit boxes to prevent damage during a hurricane.

Insurance Review and Updates:

  • Review insurance coverage to ensure it meets current needs. This includes checking policies for flood and windstorm coverage and updating them to reflect current property values and possessions.

Creating a Disaster Preparedness Plan:

  • Develop a plan that includes safe storage of legal documents, communication strategies, and evacuation routes. Ensure all family members understand the plan and know what to do in case of a hurricane.

Protecting Physical Assets:

  • Take preventive measures to protect your property such as installing storm shutters, securing outdoor items, and using landscaping designed to withstand high winds.

Financial Preparedness:

  • Prepare financially by setting up emergency funds and ensuring you have access to digital payments. Appointing a financial power of attorney can also be crucial to manage your affairs if you are unable to do so yourself.

After the Storm:

  • Post-hurricane, assess any damage to your property and initiate claims with insurance companies promptly. Understand the legal steps needed if there are disputes over property damage or loss.


Preparing your estate for hurricane season is vital for every Florida homeowner. With proper planning, you can mitigate the risks to your property and ensure your family’s safety and financial stability.

Call to Action:

Don't wait until it's too late. Contact Absolute Law Group at 352-205-4455 to ensure your estate plan includes comprehensive hurricane preparedness measures.

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